Travel Insurance Acknowledgement
Emergencies can happen when you least expect them. Saltwater Sunsets Travel, LLC strongly recommends that all clients purchase a travel insurance policy to protect their travel investment. Cruise lines, airlines, hotels, resorts, and tour operators may impose significant cancellation penalties, ranging from the loss of a deposit to the loss of all funds paid. Additionally, many health insurance policies provide limited or no coverage outside the United States. Travel insurance may provide coverage for Trip Cancellation, Trip Delay, Trip Interruption, Missed Connections, Baggage Loss, Theft or Damage, Baggage Delay, Emergency Medical and Dental Expenses, Emergency Medical Transportation, and other covered unforeseen circumstances.
Please note that coverage for certain pre-existing medical conditions, supplier financial default, and other time-sensitive benefits may require that a policy be purchased at the time of booking or within a limited period thereafter, depending upon the specific policy terms and conditions.
Please understand that Saltwater Sunsets Travel, LLC is not a licensed insurance agency and cannot provide legal, financial, or insurance advice. We may assist in obtaining travel insurance quotes or providing information regarding available plans; however, the traveler is solely responsible for reviewing the policy terms and determining whether a particular policy is appropriate for their needs.
Travel insurance policies vary significantly in coverage, benefits, limitations, exclusions, and covered reasons for cancellation. Not all circumstances, events, or reasons for cancellation are covered. Travelers are solely responsible for carefully reviewing the policy documentation and determining whether a particular policy meets their individual needs and risk tolerance before purchasing coverage.
Travelers should pay particular attention to covered reasons for cancellation and understand that standard travel insurance policies generally do not provide coverage for every reason a traveler may choose to cancel. Optional benefits such as Cancel For Any Reason (CFAR) coverage, when available, are subject to specific eligibility requirements, limitations, conditions, and reimbursement percentages as defined by the policy.
Saltwater Sunsets Travel, LLC does not interpret insurance policy language, determine coverage eligibility, adjudicate claims, or guarantee the payment of any claim. Questions regarding coverage, benefits, exclusions, limitations, claim eligibility, or claim status should be directed to the insurance provider.
Should the traveler choose not to purchase travel insurance, the traveler accepts full responsibility for any financial losses, cancellation penalties, medical expenses, travel interruptions, baggage-related losses, supplier defaults, or other expenses that may otherwise have been covered under an applicable travel insurance policy.
By purchasing or declining travel insurance, the traveler acknowledges that travel insurance has been offered or recommended, that they have had the opportunity to review the applicable policy information, and that Saltwater Sunsets Travel, LLC has made no representations, warranties, or guarantees regarding coverage, claim approval, reimbursement, or benefits available under any policy.